TECH AND THE GENE POOL: How can I survive in the Bay Area (San Francisco, Silicon Valley) with $400k family income?

The brutal, complete answer: don’t procreate. Sure, you may be the smart, thoughtful sort of person that humanity absolutely needs in its gene pool, but Silicon Valley doesn’t want you in its gene pool: you don’t make enough to own a house in a top school district. It’s sending you a clear economic signal.